How to receive funeral expenses pension
Recently, the issue of receiving funeral expenses pension has become one of the hot topics in society. Many families face confusion about how to apply for relevant subsidies after losing a loved one. This article will explain in detail how to receive funeral expenses pension from five aspects: policy basis, receiving conditions, application process, required materials and frequently asked questions.
1. Policy basis

According to the "Social Insurance Law" and relevant regulations of local human resources and social security departments, after the death of insured persons or retirees participating in pension insurance, their family members can receive funeral subsidies and pensions. Specific standards vary by region and policy.
| Project | Issuance standards | Remarks |
|---|---|---|
| funeral benefit | Generally, it is 2-6 months of the local average monthly salary of employees in the previous year. | Standards vary from place to place, so you need to consult the local social security department. |
| pension | Generally, it is 6-24 months of the deceased’s salary or pension. | Determined based on factors such as length of service and insured years |
2. Conditions for receiving
To receive funeral expenses and pensions, the following basic conditions must be met:
1. The deceased was an active insured person or a retiree who had gone through retirement procedures.
2. Application filed by the deceased’s family or legal heirs
3. Provide complete application materials
4. Process within the specified time limit (usually within 6 months after death)
3. Application process
| steps | Specific content |
|---|---|
| first step | Prepare the required materials (see Part 4 for details) |
| Step 2 | Go to the social security agency in the place where the deceased was insured or where the pension was issued. |
| Step 3 | Fill out the "Funeral Benefit and Pension Application Form" |
| Step 4 | Submit application materials |
| Step 5 | Waiting for review (usually within 15 working days) |
| Step 6 | Receive money (usually into a designated bank account) |
4. Required materials
When applying for funeral expenses and pensions, you usually need to prepare the following materials:
| Material name | Specific requirements |
|---|---|
| death certificate | Original and copy issued by the hospital or public security agency |
| cremation certificate | Original and copy issued by the funeral home |
| ID card | Original and copy of ID card of the deceased and the applicant |
| Proof of relationship | Household registers, marriage certificates and other materials that can prove family relationships |
| bank card | Copy of valid bank card in the applicant’s name |
| Other materials | Depending on local requirements, social security cards, retirement certificates, etc. may also be required. |
5. Frequently Asked Questions
Q1: Can funeral expenses and pensions be received at the same time?
A1: Yes. These are two different subsidies, and eligible dependents can apply for them at the same time.
Q2: Can non-immediate relatives apply?
A2: Generally, immediate family members (spouse, parents, children) are required to apply. If there are no direct relatives, a notarized certificate of inheritance rights is required.
Q3: How to deal with death in another place?
A3: In principle, it should be handled at the insured place. If the person died in another place, a certificate issued by the relevant department of the place of death must be provided.
Q4: How long does it take to receive the payment?
A4: If the materials are complete, it will usually be delivered within 15-30 working days.
Q5: Can I receive it if it is not cremated?
A5: Cremation is required in most areas, and relevant certificates from the local civil affairs department are required for burial areas.
Warm reminder:
1. Policies vary from place to place. It is recommended to consult the local social security hotline 12333 in advance.
2. It is recommended to bring all original documents and copies when applying to avoid multiple round trips.
3. In case of special circumstances (such as missing and declared dead), additional materials such as court judgments need to be provided
The receipt of funeral expenses and pensions is an important guarantee provided by the social security system to insured persons. Understand the relevant policies clearly, prepare the required materials, and follow the procedures to avoid unnecessary trouble. It is recommended that families in need apply for it as soon as possible to relieve financial pressure and comfort the deceased.
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